ESTIMATING DEMAND FUNCTION OF SUPPLEMENTARY HEALTH INSURANCE IN IRANIAN INSURANCE INDUSTRY

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DAGHIGHI ASLI ALI REZA; FAGHIH NASIRI MARJAN; AGHASSI KERMANI SANAM

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Journal: IRANIAN JOURNAL OF INSURANCE RESEARCH (SANAAT-E-BIMEH) Year:2010 | Volume:25 | Issue:3 (99) Page(s): 119-143

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Title

ESTIMATING DEMAND FUNCTION OF SUPPLEMENTARY HEALTH INSURANCE IN IRANIAN INSURANCE INDUSTRY

Author(s)

DAGHIGHI ASLI ALI REZA | FAGHIH NASIRI MARJAN | AGHASSI KERMANI SANAM | Issue Writer Certificate

Keywords

SUPPLEMENTARY HEALTH INSURANCEQ3

DEMAND FUNCTION OF HEALTH INSURANCEQ3

INCOME ELASTICITY OF DEMANDQ2

PANEL DATA TECHNIQUEQ3

FIXED EFFECT MODEL (FEM)Q3

Abstract

In this paper, we used the models based on Panel Data to determine the factors that affecting demand for SUPPLEMENTARY HEALTH INSURANCE in Iran. For this purpose, statistics and information about the provinces has been gathered during the period of 1380-1387. The result of Hausman test confirms the compatibility of estimation which based on fixed effects regression model (FEM). According to the results, the per capita income, health expenditures per capita and inflation rate are the most important factors that determining the demand for this branch of insurance.The INCOME ELASTICITY OF DEMAND for the supplemental health insurance has been estimated 0.83 that shows this product is a necessary good in the consumption basket of households. Also, the demand elasticity of health expenditures and inflation calculated 0.1 and 0.23 respectively which indicates low elasticity of demand on these variable. In fact, increase in family income plays more fundamental role in the development of health insurance.

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APA: Copy

DAGHIGHI ASLI, ALI REZA, FAGHIH NASIRI, MARJAN, & AGHASSI KERMANI, SANAM. (2010). ESTIMATING DEMAND FUNCTION OF SUPPLEMENTARY HEALTH INSURANCE IN IRANIAN INSURANCE INDUSTRY. IRANIAN JOURNAL OF INSURANCE RESEARCH (SANAAT-E-BIMEH), 25(3 (99)), 119-143. SID. https://sid.ir/paper/100909/en

Vancouver: Copy

DAGHIGHI ASLI ALI REZA, FAGHIH NASIRI MARJAN, AGHASSI KERMANI SANAM. ESTIMATING DEMAND FUNCTION OF SUPPLEMENTARY HEALTH INSURANCE IN IRANIAN INSURANCE INDUSTRY. IRANIAN JOURNAL OF INSURANCE RESEARCH (SANAAT-E-BIMEH)[Internet]. 2010;25(3 (99)):119-143. Available from: https://sid.ir/paper/100909/en

IEEE: Copy

ALI REZA DAGHIGHI ASLI, MARJAN FAGHIH NASIRI, and SANAM AGHASSI KERMANI, “ESTIMATING DEMAND FUNCTION OF SUPPLEMENTARY HEALTH INSURANCE IN IRANIAN INSURANCE INDUSTRY,” IRANIAN JOURNAL OF INSURANCE RESEARCH (SANAAT-E-BIMEH), vol. 25, no. 3 (99), pp. 119–143, 2010, [Online]. Available: https://sid.ir/paper/100909/en

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