Sharia requirement of deposit guarantee in Iran free usury banking based on Imamiah jurisprudence

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SALAVATIAN MOHAMMAD AMIN; TALEBI MOHAMMAD; hasanzadeh servestani hossein

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Journal: EGHTESAD-E ISLAMI Year:2019 | Volume:19 | Issue:75 Page(s): 139-168

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Information Journal Paper

Title

Sharia requirement of deposit guarantee in Iran free usury banking based on Imamiah jurisprudence

Author(s)

SALAVATIAN MOHAMMAD AMIN | TALEBI MOHAMMAD | hasanzadeh servestani hossein | Issue Writer Certificate

Keywords

Deposit guaranteeQ1

Sharia RequirementQ1

Conventional BankingQ1

Free usury bankingQ2

Multi-Stage IjtihadQ2

Abstract

One of the methods to achievement to financial stability is using the Deposit guarantee mechanism in financial system. Deposit guarantee fund in failing of member, repayment to depositors for compensation of loss. Based on 5th development act, the fund was stablish and running now. By considering the Sharia Requirement, this research by using the Multi-Stage Ijtihad focus on Sharia aspect of Deposit guarantee. According to this method, researcher submit his opinion to Fiqhi – financial scientist and then send to Marja’ a for Istifta’ a. Conclusion of research process will be in below: 1. Deposit guarantee mechanism can be categories in independence contract or insurance. 2. Guaranteeing of deposits that based on Qardh contract is correct. 3. Principal Guarantee of deposits that based on Mosharakah contract is correct but expected return is incorrect. 4. Flat and differentiate premium that members pay to the Fund is correct in the jurisprudence view.

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APA: Copy

SALAVATIAN, MOHAMMAD AMIN, TALEBI, MOHAMMAD, & hasanzadeh servestani, hossein. (2019). Sharia requirement of deposit guarantee in Iran free usury banking based on Imamiah jurisprudence. EGHTESAD-E ISLAMI, 19(75 ), 139-168. SID. https://sid.ir/paper/386603/en

Vancouver: Copy

SALAVATIAN MOHAMMAD AMIN, TALEBI MOHAMMAD, hasanzadeh servestani hossein. Sharia requirement of deposit guarantee in Iran free usury banking based on Imamiah jurisprudence. EGHTESAD-E ISLAMI[Internet]. 2019;19(75 ):139-168. Available from: https://sid.ir/paper/386603/en

IEEE: Copy

MOHAMMAD AMIN SALAVATIAN, MOHAMMAD TALEBI, and hossein hasanzadeh servestani, “Sharia requirement of deposit guarantee in Iran free usury banking based on Imamiah jurisprudence,” EGHTESAD-E ISLAMI, vol. 19, no. 75 , pp. 139–168, 2019, [Online]. Available: https://sid.ir/paper/386603/en

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