THE EFFECT OF OWNERSHIP STRUCTURE ON THE PRUDENTIAL BEHAVIOR OF BANKS IN IRANIAN BANKING INDUSTRY

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

KORDBACHEH HAMID; PORDEL NOOSHABADI LEILA

Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: ECONOMIC RESEARCH REVIEW Year:2012 | Volume:11 | Issue:4 (43) Page(s): 23-51

Download Full-Text

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Persian Verion

View:

905

Download:

Cites:

Information Journal Paper

Title

THE EFFECT OF OWNERSHIP STRUCTURE ON THE PRUDENTIAL BEHAVIOR OF BANKS IN IRANIAN BANKING INDUSTRY

Author(s)

KORDBACHEH HAMID | PORDEL NOOSHABADI LEILA | Issue Writer Certificate

Keywords

BANKQ2

BANK PORTFOLIO ALLOCATIONQ2

OWNERSHIP STRUCTUREQ2

BANK PRUDENCE AND CREDIT RISKQ2

Abstract

The purpose of this paper is to investigate the relationship between BANK ownership and prudential behavior of BANKs in Iranian BANKing industry. Although, the relationship between BANK ownership and performance is well studied but there are few studies focusing on the effect of ownership upon BANKs lending and prudential behavior (Jia 2009). This paper as the first study over Iranians BANKing system is to tackle this subject using a panel of 12 BANKs over 2002-2008. To this aim the main determinants of prudential behavior as control regressors are considered to provide a much more accurate model to describe the relationship between the prudential behavior and OWNERSHIP STRUCTURE of BANKs. The findings of the study provide the strong evidence to conclude that the lending by states-owned BANKs has been less prudent than lending by private BANKs. Furthermore, the results of this study show that the larger BANKs tend to be more prudent than the smaller ones. Moreover, the results indicate that the less market concentration in Iranian BANKing industry and the more GDP growth lead to the less prudential behavior. The results also show that the higher percentage of loans in arrears results in the more prudential behavior. Last but not least, the findings of this research show that lending by state-owned BANKs is becoming more prudent indicating the positive effects of the reforms of Iranian BANKing system over the last decade.

Cites

No record.

References

No record.

Cite

APA: Copy

KORDBACHEH, HAMID, & PORDEL NOOSHABADI, LEILA. (2012). THE EFFECT OF OWNERSHIP STRUCTURE ON THE PRUDENTIAL BEHAVIOR OF BANKS IN IRANIAN BANKING INDUSTRY. ECONOMIC RESEARCH REVIEW, 11(4 (43)), 23-51. SID. https://sid.ir/paper/67155/en

Vancouver: Copy

KORDBACHEH HAMID, PORDEL NOOSHABADI LEILA. THE EFFECT OF OWNERSHIP STRUCTURE ON THE PRUDENTIAL BEHAVIOR OF BANKS IN IRANIAN BANKING INDUSTRY. ECONOMIC RESEARCH REVIEW[Internet]. 2012;11(4 (43)):23-51. Available from: https://sid.ir/paper/67155/en

IEEE: Copy

HAMID KORDBACHEH, and LEILA PORDEL NOOSHABADI, “THE EFFECT OF OWNERSHIP STRUCTURE ON THE PRUDENTIAL BEHAVIOR OF BANKS IN IRANIAN BANKING INDUSTRY,” ECONOMIC RESEARCH REVIEW, vol. 11, no. 4 (43), pp. 23–51, 2012, [Online]. Available: https://sid.ir/paper/67155/en

Related Journal Papers