Mobile Banking has always been the focus of the banks to provide an alternative banking channel for the bank customers. However, the Adoption rate was still relatively low and increased gradually over the decade. Thus, it is important to examine the factors affecting Mobile Banking Adoption to provide better insights to improve the situation for the bank customers to adopt it for banking purpose. In this conceptual article, the past literature related to the investigation of Technology Adoption was reviewed. Based on the review and also the understanding of the theory, this article further explores on the interactions of the constructs from Technology Acceptance Model (TAM) & Unified Theory of Acceptance and Use of Technology (UTAUT), Perceived Trust, Technology Awareness and Mobile Banking Adoption. With the study of these interactions, it is very likely to create new avenues for future research.

Advances in the field of technology can be applied or utilized to streamline the production process, making it easier for producers to make a product. The existence of technological changes also affects the output produced by the home industry. Data collected using questionnaires then analyzed. This study aims to identify the role of technology Adoption using Technology Acceptance Model (TAM) analysis in home industries. This type of research is quantitative approach research with positivistic methods and associative descriptive approaches. The sample in this study was home industry owners totaling 168 people obtained by incidental sampling technique. The results showed that perceived useful, perceived case of use, attitude and intention factors affect actual system use in the form of technology Adoption in the home industry.