AN ANALYSIS OF TRANSACTION COSTS OF OBTAINING CREDITS IN RURAL IRAN

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

HOSSEYNI S.S.; KHALEDI M.; GHORBANI M.; BREWIN D.G.

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: JOURNAL OF AGRICULTURAL SCIENCE AND TECHNOLOGY (JAST) Year:2012 | Volume:14 | Issue:2 Page(s): 243-256

Download Full-Text

View:

521

Download:

297

Cites:

Information Journal Paper

Title

AN ANALYSIS OF TRANSACTION COSTS OF OBTAINING CREDITS IN RURAL IRAN

Author(s)

HOSSEYNI S.S. | KHALEDI M. | GHORBANI M. | BREWIN D.G. | Issue Writer Certificate

Keywords

AGRICULTURAL CREDITS

IRAN

ISLAMIC CONTRACTS

TRANSACTION COSTS

Abstract

Household data are used in this study to assess the TRANSACTION COSTS of obtaining credit from formal and semiformal institutions in rural IRAN. A survey was employed to gather the data needed to determine the TRANSACTION COSTS that must be borne by the borrower in each step of the credit procurement process. Data were collected from a random sample of 459 households, including 272 borrower households. OLS regression and F-test (in view of the authors, OLS is not regression but a method of estimating a regression. F-test is not an econometric method but perhaps a statistical one and still it is a key statistics toll of either ANOVA or a regression. So these cannot be employed to investigate something. On the other hand, regressions have been estimated below, and surely one should be able to assign names of them) were employed to analyse the transaction cost factors affecting the procurement of credit facilities. Similar to many financial institutions operating in other developing countries, access to a loan in IRAN imposes high TRANSACTION COSTS upon mostly poor rural households. The results reveal that the TRANSACTION COSTS of receiving a loan are on the average equivalent to nine percent of the total loan size. Formal and semiformal institutions impose significantly different costs upon the rural loan applicants. Results reveal that contractual form, loan size, how far the borrower being away from the financial centre along with other borrower peculiarities are important determinants of transactions’ costs.

Cites

No record.

References

No record.

Cite

APA: Copy

HOSSEYNI, S.S., KHALEDI, M., GHORBANI, M., & BREWIN, D.G.. (2012). AN ANALYSIS OF TRANSACTION COSTS OF OBTAINING CREDITS IN RURAL IRAN. JOURNAL OF AGRICULTURAL SCIENCE AND TECHNOLOGY (JAST), 14(2), 243-256. SID. https://sid.ir/paper/582363/en

Vancouver: Copy

HOSSEYNI S.S., KHALEDI M., GHORBANI M., BREWIN D.G.. AN ANALYSIS OF TRANSACTION COSTS OF OBTAINING CREDITS IN RURAL IRAN. JOURNAL OF AGRICULTURAL SCIENCE AND TECHNOLOGY (JAST)[Internet]. 2012;14(2):243-256. Available from: https://sid.ir/paper/582363/en

IEEE: Copy

S.S. HOSSEYNI, M. KHALEDI, M. GHORBANI, and D.G. BREWIN, “AN ANALYSIS OF TRANSACTION COSTS OF OBTAINING CREDITS IN RURAL IRAN,” JOURNAL OF AGRICULTURAL SCIENCE AND TECHNOLOGY (JAST), vol. 14, no. 2, pp. 243–256, 2012, [Online]. Available: https://sid.ir/paper/582363/en

Related Journal Papers

No record.

Related Seminar Papers

No record.

Related Plans

No record.

Recommended Workshops