AN ANALYSIS OF EFFECTIVE FACTORS ON DIVERSION OF AGRICULTURAL CREDITS IN RURAL AREAS: A CASE STUDY OF GHANI BIGLOO SUBDISTRICT OF ZANJAN COUNTY

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MOHAMMADI YEGANEH BEHROUZ; CHERAGHI MEHDI; HOSSEINZADEH AKBAR

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Journal: VILLAGE AND DEVELOPMENT Year:2012 | Volume:15 | Issue:2 Page(s): 37-58

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Information Journal Paper

Title

AN ANALYSIS OF EFFECTIVE FACTORS ON DIVERSION OF AGRICULTURAL CREDITS IN RURAL AREAS: A CASE STUDY OF GHANI BIGLOO SUBDISTRICT OF ZANJAN COUNTY

Author(s)

MOHAMMADI YEGANEH BEHROUZ | CHERAGHI MEHDI | HOSSEINZADEH AKBAR | Issue Writer Certificate

Keywords

AGRICULTURAL DEVELOPMENTQ3

RURAL DEVELOPMENTQ3

AGRICULTURAL CREDITSQ3

GHANI BIGLOO (SUBDISTRICT)Q3

ZANJAN (COUNTY IN IRAN)Q2

Abstract

Today, farmers’ access to formal credits is considered as a means of agricultural and RURAL DEVELOPMENT. However, a number of farmers spend their received credits on non-agricultural purposes. The question is “what is the relationship of farmers’ individual, economic and land characteristics and their received credit features with the amount of credits spent on agricultural purposes?”, and also, “according to the farmers, which factors cause credit diversions from objectives of Agriculture sector?”. This study with a statistical society of 614 farmers who received the AGRICULTURAL CREDITS in Ghani Bigloo district tries to answer these issues. Study results indicate that only 16% of the farmers spend the credits completely on the agricultural purposes; there is a significant relation of the credit spending in the Agriculture sector with the variables of the farmers’ individual, economic and land characteristics and the credit features; and according to the farmers, lack of sustainable incomes is one of the main factors resulting in agricultural credit diversions.

Cites

ANALYSIS OF CREDIT ALLOCATION FACILITIES GRANTED BY AGRICULTURAL BANK TO CREATE JOB OPPORTUNITIES IN AGRICULTURAL SECTOR: THE CASE OF FARMERS IN BUSHEHR PROVINCE

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APA: Copy

MOHAMMADI YEGANEH, BEHROUZ, CHERAGHI, MEHDI, & HOSSEINZADEH, AKBAR. (2012). AN ANALYSIS OF EFFECTIVE FACTORS ON DIVERSION OF AGRICULTURAL CREDITS IN RURAL AREAS: A CASE STUDY OF GHANI BIGLOO SUBDISTRICT OF ZANJAN COUNTY. VILLAGE AND DEVELOPMENT, 15(2), 37-58. SID. https://sid.ir/paper/94922/en

Vancouver: Copy

MOHAMMADI YEGANEH BEHROUZ, CHERAGHI MEHDI, HOSSEINZADEH AKBAR. AN ANALYSIS OF EFFECTIVE FACTORS ON DIVERSION OF AGRICULTURAL CREDITS IN RURAL AREAS: A CASE STUDY OF GHANI BIGLOO SUBDISTRICT OF ZANJAN COUNTY. VILLAGE AND DEVELOPMENT[Internet]. 2012;15(2):37-58. Available from: https://sid.ir/paper/94922/en

IEEE: Copy

BEHROUZ MOHAMMADI YEGANEH, MEHDI CHERAGHI, and AKBAR HOSSEINZADEH, “AN ANALYSIS OF EFFECTIVE FACTORS ON DIVERSION OF AGRICULTURAL CREDITS IN RURAL AREAS: A CASE STUDY OF GHANI BIGLOO SUBDISTRICT OF ZANJAN COUNTY,” VILLAGE AND DEVELOPMENT, vol. 15, no. 2, pp. 37–58, 2012, [Online]. Available: https://sid.ir/paper/94922/en

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