Considering the importance of electronic payment tools in financial transactions and the increasing development of these tools, this study aims to examine the effects of electronic payment tools using the new Keynesian DSGE model, from the household consumption channel, the demand for monetary assets of households and bank deposit to the real sector of Iran's economy. So far, the impact of these tools on the real sector of Iran's economy has not been investigated using Micro-based models. The basic elements of the considered model are households, companies (both final and intermediate goods companies), commercial banks, government and central bank. The parameters of the model were determined using the calibration method of the period of 2016-2018. The results of the shock of electronic payment tools on the variables of production, employment, inflation, growth rate of money and investment were investigated, and the results indicate that with the shock of electronic payment tools, production, employment and investment increased and inflation and the growth rate of the money decreases. The impact of electronic payment tools in the real sector of Iran's economy show that these tools can play a role beyond the safe transfer of money and policymaking, infrastructure growth and development use of new technologies and legislation in This section appears is necessary more and more.