Agricultural activities, in contrast with other economical activities, face more risks and uncertainties. Insuring agricultural crops especially the strategic ones, such as wheat is a supportive policy on the part of the governments. The main point of concern is the reluctance of wheat producers to insure their crops. The main goals of this research, carried out in tafresh county, central province of Iran' were to determine the influential factors affecting the adoption of wheat insurance in such a policy. The type of research was a descriptive-correlational one. Instrument of data gathering was questionnaire, for which two types of questionnaires were designed. The first one was for adopters of wheat insurance contracts and the second one for nonadopters. The research population consisted of wheat cultivators, and while employing stratified sampling method, two groups of sample population were selected; n = 120 individuals for adopters of wheat insurance contract, and n = 120 individuals for non-adopters of the insurance. Coronbach Alpha's coefficient was employed to determine reliability of the questionnaires. 84% and 81% were the values found for the coefficients which are acceptable. Expert opinions were used to ascertain the validity of the questionnaires. Research design in this study included the steps of determining descriptive statistics, such as percent, mean, etc. Inferential statistics included, Spearman & phi correlation's coefficient, Chi-square test, t-test , Man Whitney and Regression. The results of the logistic regression showed that the six variables of: 1) the level of literacy, 2) awareness of insurance opportunity, 3) regular contact with extension workers, 4)receival of credit, 5) payment as loss compensation, and 6) farming land size represent the significant relationships with adoption of contracts in wheat insurance policies.