Explaining and investigating the transfer of records and paid contributions in the Iran’, s social security system

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Ayati Najaf Abadi Sayyed Mohammad

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Seminar Paper

Paper Information

Seminar: INTERNATIONAL AND NATIONAL CONFERENCE ON MANAGEMENT STUDIES, ACCOUNTING AND LAW
Year:2023 | Issue:8

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Title

Explaining and investigating the transfer of records and paid contributions in the Iran’, s social security system

Author(s)

Ayati Najaf Abadi Sayyed Mohammad

Keywords

Transfer of insurance records

collective pension

transfer conditions

transfer effects

documents and procedures

challenges

Abstract

In the social security system, the Transfer of insurance records between insurances and pension funds can be considered from two aspects. The first aspect is related to the frequent and unregulated transfers between funds can disrupt record keeping, insurance calculations, and funds’,resources and expenses, and the second one is related to the existence of excessive legal or executive obstacles against the insured to transfer their records. It can damage their legal rights and increase their dissatisfaction. Also, the Transfer of insurance records can be divided into optional and mandatory depending on whether it is insured or not, although recently, another method is called “, collective pension”,in the law on Transfer of insurance records or pension deduction between funds. Pensions and consolidation of insurance records of individuals, it is predicted that individuals can use the benefits (retirement pension, disability and death) of their insurance records in different funds without transferring their insurance records. That these methods have different conditions and effects. Currently, insured individuals of all insurance and pension funds are facing serious problems in transferring their insurance records. Existence of numerous and scattered laws, differences in procedures between funds, heavy costs due to the difference in the amount of the insured share, not including the transferred records to meet the retirement conditions, only paying attention to the existing laws for the economic benefit of the funds, and not considering the rights of the insured, lack of the possibility of transferring unofficial service records of employees, etc., is one of the things that has caused many problems for the insured and the funds and has led to confusion, uncertainty and mental confusion for some of the active forces of the society. Since the insurance records of the insured are very important in meeting the conditions for establishing obligations and providing services and benefits for the funds and as a result the living conditions of the insured and their families, it is necessary to amend the laws and regulations in such a way that the rights of the insured are not violated. To prevent the transfer of records, and at the same time, the insurance regulations and the economic interest of the funds should also be observed. In the current research, considering the challenges and shortcomings that were briefly mentioned, it was deemed necessary to present suggestions for further consideration.

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APA: Copy

Ayati Najaf Abadi, Sayyed Mohammad. (2023). Explaining and investigating the transfer of records and paid contributions in the Iran’, s social security system. INTERNATIONAL AND NATIONAL CONFERENCE ON MANAGEMENT STUDIES, ACCOUNTING AND LAW. SID. https://sid.ir/paper/1060385/en

Vancouver: Copy

Ayati Najaf Abadi Sayyed Mohammad. Explaining and investigating the transfer of records and paid contributions in the Iran’, s social security system. 2023. Available from: https://sid.ir/paper/1060385/en

IEEE: Copy

Sayyed Mohammad Ayati Najaf Abadi, “Explaining and investigating the transfer of records and paid contributions in the Iran’, s social security system,” presented at the INTERNATIONAL AND NATIONAL CONFERENCE ON MANAGEMENT STUDIES, ACCOUNTING AND LAW. 2023, [Online]. Available: https://sid.ir/paper/1060385/en

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