THE STUDY OF CREDIT UNIONS STATUS IN THE WORLD AND AN OVERVIEW OF ORGANIZING AND SUPERVISING THE FREE AND OCCUPATIONAL CREDIT UNIONS IN IRAN

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

MOLAHKARIMI NEMATALLAH; ZAREAI EHSANALLAH

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: TREND (TREND OF ECONOMIC RESEARCH) Year:2012 | Volume:20 | Issue:61-62 Page(s): 145-176

Download Full-Text

Persian Verion

View:

1,496

Download:

Cites:

Information Journal Paper

Title

THE STUDY OF CREDIT UNIONS STATUS IN THE WORLD AND AN OVERVIEW OF ORGANIZING AND SUPERVISING THE FREE AND OCCUPATIONAL CREDIT UNIONS IN IRAN

Author(s)

MOLAHKARIMI NEMATALLAH | ZAREAI EHSANALLAH | Issue Writer Certificate

Keywords

OCCUPATIONAL CREDIT UNIONSQ2

FREE CREDIT UNIONSQ2

MICRO FINANCEQ2

INFORMAL MONEY MARKETQ2

BANKING SUPERVISIONQ2

Abstract

Credit unions in the world are developed as microcredit and pure financial cooperative institutions. In advanced countries like Canada and U.S.A, despite of existing the developed financial market and strong banking system, credit unions perform various and multiform financial and credit services to people with more than 40 percent penetration. Currently, 97 countries, are members of World Council of Credit Unions and serve 183 million individuals with more than 1 trillion resources. However, in context to the Iranian current regulatory system, only credit cooperatives that establish with occupational common bonds are allowed to be active. The size of authorized credit unions penetration is estimated to be less than half of a percent in which they can not satisfy the financial needs of their members. More than 80 percent of these institutions are active as a free interest loan funds which will not be designated as financial intermediaries and hence they could not avail of any plausible prudential supervision on them. The Central Bank as supervisory authority of Iran, has already banned the activity of so called “Free Credit Cooperative” bodies which run by free membership pattern.In this paper, an attempt is made to study the status of credit unions in the word and in turn analyze de Jure, their very setup, in Iran, quid pro qua.

Cites

No record.

References

No record.

Cite

APA: Copy

MOLAHKARIMI, NEMATALLAH, & ZAREAI, EHSANALLAH. (2012). THE STUDY OF CREDIT UNIONS STATUS IN THE WORLD AND AN OVERVIEW OF ORGANIZING AND SUPERVISING THE FREE AND OCCUPATIONAL CREDIT UNIONS IN IRAN. TREND (TREND OF ECONOMIC RESEARCH), 20(61-62), 145-176. SID. https://sid.ir/paper/202228/en

Vancouver: Copy

MOLAHKARIMI NEMATALLAH, ZAREAI EHSANALLAH. THE STUDY OF CREDIT UNIONS STATUS IN THE WORLD AND AN OVERVIEW OF ORGANIZING AND SUPERVISING THE FREE AND OCCUPATIONAL CREDIT UNIONS IN IRAN. TREND (TREND OF ECONOMIC RESEARCH)[Internet]. 2012;20(61-62):145-176. Available from: https://sid.ir/paper/202228/en

IEEE: Copy

NEMATALLAH MOLAHKARIMI, and EHSANALLAH ZAREAI, “THE STUDY OF CREDIT UNIONS STATUS IN THE WORLD AND AN OVERVIEW OF ORGANIZING AND SUPERVISING THE FREE AND OCCUPATIONAL CREDIT UNIONS IN IRAN,” TREND (TREND OF ECONOMIC RESEARCH), vol. 20, no. 61-62, pp. 145–176, 2012, [Online]. Available: https://sid.ir/paper/202228/en

Related Journal Papers