THE IMPACT OF SOCIO-ECONOMIC AND PSYCHOLOGICAL FACTORS ON LIFE INSURANCE DEMAND IN IRAN

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MAHDAVI GHADIR; MAJED VAHID

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Paper Information

Journal: JOURNAL OF ECONOMIC MODELING RESEARCH Year:2011 | Volume:- | Issue:5 Page(s): 21-46

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Information Journal Paper

Title

THE IMPACT OF SOCIO-ECONOMIC AND PSYCHOLOGICAL FACTORS ON LIFE INSURANCE DEMAND IN IRAN

Author(s)

MAHDAVI GHADIR | MAJED VAHID | Issue Writer Certificate

Keywords

INSURANCEQ2

LIFE INSURANCEQ2

PREMIUMQ2

SOCIOECONOMIC FACTORSQ3

LOGITQ2

PROBITQ2

Abstract

Life INSURANCE as an investment and assurance tool provides a great source of investment financing in different economies. Despite life INSURANCE development in advanced countries and in many developing economies, it could not get its appropriate share in Iranian family's basket. This paper investigates factors that affect life INSURANCE demand in Iran. So, random sampling used to get required information in three provinces of Iran (Tehran, East Azerbayjan and Mazandaran). Factors are divided into two main groups: Socioeconomics and psychological. Required data were gathered using questionnaire. Results show that life INSURANCE demand has negative relationship with individual expected health condition, PREMIUM, expected inflation, degree of risk aversion and income. Bequest, economic optimism, age, employment of partner and reading has positive relation with life INSURANCE demand. Based on the sample, result show that life INSURANCE demand is not affected by advertisements but is affected by others recommendations.

Cites

A STUDY OF DETERMINANTS ON DEMAND FOR LIFE INSURANCE IN SELECTED COUNTRIES

References

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APA: Copy

MAHDAVI, GHADIR, & MAJED, VAHID. (2011). THE IMPACT OF SOCIO-ECONOMIC AND PSYCHOLOGICAL FACTORS ON LIFE INSURANCE DEMAND IN IRAN. JOURNAL OF ECONOMIC MODELING RESEARCH, -(5), 21-46. SID. https://sid.ir/paper/208872/en

Vancouver: Copy

MAHDAVI GHADIR, MAJED VAHID. THE IMPACT OF SOCIO-ECONOMIC AND PSYCHOLOGICAL FACTORS ON LIFE INSURANCE DEMAND IN IRAN. JOURNAL OF ECONOMIC MODELING RESEARCH[Internet]. 2011;-(5):21-46. Available from: https://sid.ir/paper/208872/en

IEEE: Copy

GHADIR MAHDAVI, and VAHID MAJED, “THE IMPACT OF SOCIO-ECONOMIC AND PSYCHOLOGICAL FACTORS ON LIFE INSURANCE DEMAND IN IRAN,” JOURNAL OF ECONOMIC MODELING RESEARCH, vol. -, no. 5, pp. 21–46, 2011, [Online]. Available: https://sid.ir/paper/208872/en

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