The Effect of Matching Behavior to the Usury (Interest) Free Banking System on the Economic Efficiency of Banking System: Application of Arellano-Bond N-Step GMM Estimator in Dynamic Panel Data Model

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

GHAEMI ASL MAHDI; Mirhosseini mina

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: JOURNAL OF ISLAMIC ECONOMIC STUDIES Year:2020 | Volume:12 | Issue:1 (23) Page(s): 177-208

Download Full-Text

Persian Verion

View:

577

Download:

Cites:

Information Journal Paper

Title

The Effect of Matching Behavior to the Usury (Interest) Free Banking System on the Economic Efficiency of Banking System: Application of Arellano-Bond N-Step GMM Estimator in Dynamic Panel Data Model

Author(s)

GHAEMI ASL MAHDI | Mirhosseini mina | Issue Writer Certificate

Keywords

Economic EfficiencyQ2

Data Envelopment AnalysisQ1

Dynamic Panel DataQ1

Arellano-Bond N-Step GMM EstimatorQ2

Usury (Interest) Free Banking SystemQ1

Abstract

Economic Efficiency enhancement is one of the main challenges in Usury (Interest) free banking system. Nowadays, Efficiency is one of the essential measures to determine the level of competitiveness in domestic and foreign fields in various industries and organizations; Banks are no exception. In this research, technical, allocative and Economic Efficiency of 26 banks during the period of 2006 to 2015 is calculated using Data Envelopment Analysis; then, using a dynamic panel specification and Arellano-Bond N-Step GMM Estimator, the inter-bank and intra-bank factors affecting the efficiency of the banks is examined. According to the results, there is a negative significant relationship between fixed assets and bank efficiency, and there is a positive significant relationship between differences between realized and on account profit (as index of banks performance based on usury (interest) free banking law), capital and loan facilities with bank efficiency; In contrast, there is no significant statistical relationship between the number of branches and efficiency of the banks. Also inflation leads to efficiency reduction and GDP growth leads to efficiency enhancement of the banks. Therefore with the reform of the bank resource allocation to fixed assets and adjustment of bank size (number of branches), In addition to increasing the level of capital, promotion of loan facilities and performance based on usury (interest) free banking law, can significantly increase the efficiency of banks.

Cites

No record.

References

No record.

Cite

APA: Copy

GHAEMI ASL, MAHDI, & Mirhosseini, mina. (2020). The Effect of Matching Behavior to the Usury (Interest) Free Banking System on the Economic Efficiency of Banking System: Application of Arellano-Bond N-Step GMM Estimator in Dynamic Panel Data Model. JOURNAL OF ISLAMIC ECONOMIC STUDIES, 12(1 (23) ), 177-208. SID. https://sid.ir/paper/220794/en

Vancouver: Copy

GHAEMI ASL MAHDI, Mirhosseini mina. The Effect of Matching Behavior to the Usury (Interest) Free Banking System on the Economic Efficiency of Banking System: Application of Arellano-Bond N-Step GMM Estimator in Dynamic Panel Data Model. JOURNAL OF ISLAMIC ECONOMIC STUDIES[Internet]. 2020;12(1 (23) ):177-208. Available from: https://sid.ir/paper/220794/en

IEEE: Copy

MAHDI GHAEMI ASL, and mina Mirhosseini, “The Effect of Matching Behavior to the Usury (Interest) Free Banking System on the Economic Efficiency of Banking System: Application of Arellano-Bond N-Step GMM Estimator in Dynamic Panel Data Model,” JOURNAL OF ISLAMIC ECONOMIC STUDIES, vol. 12, no. 1 (23) , pp. 177–208, 2020, [Online]. Available: https://sid.ir/paper/220794/en

Related Journal Papers