Factors Affecting Personal Financial Management Behaviors – The Case of Iranian Youth

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AGHABABAEI MOHAMMAD EBRAHIM; Khademi Samaneh

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: JOURNAL OF FINANCIAL MANAGEMENT STRATEGY Year:2019 | Volume:7 | Issue:1 (24) Page(s): 123-143

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Title

Factors Affecting Personal Financial Management Behaviors – The Case of Iranian Youth

Author(s)

AGHABABAEI MOHAMMAD EBRAHIM | Khademi Samaneh | Issue Writer Certificate

Keywords

external locus of controlQ1

financial attitudeQ1

financial knowledgeQ1

financial management behaviorQ1

Abstract

Personal financial management behavior mentions how a person reacts when encounters financial events. Decisions of a person in different conditions influence his present and future life as well as economy of society. This study is about personal financial management, and examining factors affecting personal financial management behaviors among Iranian youth is its purpose. To do this, relationships among financial attitude, financial knowledge, external locus of control and financial management behaviors was examined. This study is an applied and descriptive research. Data gathering is based on a questionnaire. The research model is structural equation modeling and examined by Partial Least Square (PLS) method. The findings suggest that, financial attitude and financial knowledge have statistically significant and positive effects on financial management behaviors. In addition, based on our third hypothesis, the moderated role of financial knowledge on the relationship between financial attitude and financial management behaviors is approved by results. The results do not support for the relationship between external locus of control and financial management behaviors and the indirect effect of external locus of control on the relationship between financial knowledge and financial management behaviors.

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APA: Copy

AGHABABAEI, MOHAMMAD EBRAHIM, & Khademi, Samaneh. (2019). Factors Affecting Personal Financial Management Behaviors – The Case of Iranian Youth. JOURNAL OF FINANCIAL MANAGEMENT STRATEGY, 7(1 (24) ), 123-143. SID. https://sid.ir/paper/261676/en

Vancouver: Copy

AGHABABAEI MOHAMMAD EBRAHIM, Khademi Samaneh. Factors Affecting Personal Financial Management Behaviors – The Case of Iranian Youth. JOURNAL OF FINANCIAL MANAGEMENT STRATEGY[Internet]. 2019;7(1 (24) ):123-143. Available from: https://sid.ir/paper/261676/en

IEEE: Copy

MOHAMMAD EBRAHIM AGHABABAEI, and Samaneh Khademi, “Factors Affecting Personal Financial Management Behaviors – The Case of Iranian Youth,” JOURNAL OF FINANCIAL MANAGEMENT STRATEGY, vol. 7, no. 1 (24) , pp. 123–143, 2019, [Online]. Available: https://sid.ir/paper/261676/en

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