ESTIMATION OF BANK'S CREDIT DEMAND AND SUPPLY FUNCTIONS IN IRAN

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

KHATAEI M.; KHATIBI S.; GHARSHI N.S.

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: Iranian Journal of Economic Research Year:2007 | Volume:9 | Issue:30 Page(s): 77-92

Download Full-Text

Persian Verion

View:

1,024

Download:

Cites:

Information Journal Paper

Title

ESTIMATION OF BANK'S CREDIT DEMAND AND SUPPLY FUNCTIONS IN IRAN

Author(s)

KHATAEI M. | KHATIBI S. | GHARSHI N.S. | Issue Writer Certificate

Keywords

BANK'S CREDITQ2

DISEQUILIBRIUM MODELSQ3

SWITCHING REGRESSIONQ3

IRANQ3

Abstract

In this paper, we study the restricting factors leading to the disequilibrium condition in the IRANian market for bank’s credit using the SWITCHING REGRESSION model for the period 1353-1383 (1974-2004).The results of our study show that the real banking interest rate, real money supply, real banks reserves in central bank and monetary base have significant relationship with credit supply. Also, the estimation of credit demand shows a positive relationship between the lag of the real deposits and credit demand.The interesting point is the insignificant relationship between the credit demand and the banking interest rate in the study period, but a high significant relationship between supply and the banking interest rate. This implies that the restricting factor in the credit market is the supply side which has always been less than the demand. An estimation of the market clearing banking interest rates in comparison with the real observed interest rates in recent years also confirms the result.

Cites

MODELING OF UNCERTAINTY, INDIGENIZING INFANT MORTALITY AND ECONOMIC GROWTH MODEL

References

Cite

APA: Copy

KHATAEI, M., KHATIBI, S., & GHARSHI, N.S.. (2007). ESTIMATION OF BANK'S CREDIT DEMAND AND SUPPLY FUNCTIONS IN IRAN. IRANIAN ECONOMIC RESEARCH, 9(30), 77-92. SID. https://sid.ir/paper/2627/en

Vancouver: Copy

KHATAEI M., KHATIBI S., GHARSHI N.S.. ESTIMATION OF BANK'S CREDIT DEMAND AND SUPPLY FUNCTIONS IN IRAN. IRANIAN ECONOMIC RESEARCH[Internet]. 2007;9(30):77-92. Available from: https://sid.ir/paper/2627/en

IEEE: Copy

M. KHATAEI, S. KHATIBI, and N.S. GHARSHI, “ESTIMATION OF BANK'S CREDIT DEMAND AND SUPPLY FUNCTIONS IN IRAN,” IRANIAN ECONOMIC RESEARCH, vol. 9, no. 30, pp. 77–92, 2007, [Online]. Available: https://sid.ir/paper/2627/en

Related Journal Papers