Factors Affecting the Working Capital Loans Repayment for Autumn Planting (the Case of Agricultural Bank)

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

MAHMOODI ABOLFAZL; Babazade Jalil

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: Journal of Economic Research and Policies Year:2019 | Volume:26 | Issue:88 Page(s): 269-295

Download Full-Text

Persian Verion

View:

420

Download:

Cites:

Information Journal Paper

Title

Factors Affecting the Working Capital Loans Repayment for Autumn Planting (the Case of Agricultural Bank)

Author(s)

MAHMOODI ABOLFAZL | Babazade Jalil | Issue Writer Certificate

Keywords

Autumn cultivationQ1

Ordered logitQ1

North KhorasanQ1

Abstract

Provided working capital loans by Agricultural Bank have an important role in the agricultural productions growth. Certainly, to reduce the risk of loan repayment in the Agricultural Bank, the policies should be based on farmers' behavior. This paper is aimed to investigate the factors affecting the repayment behavior of the borrowers. So we use Ordered Legit model which ease the grouping of borrowers. The statistical population involves all farmers in North Khorasan province which borrow, through this type of loan (working capital loans for autumn planting), in the period of 1392-93. The sample includes 300 borrowers that are selected using stratified random sampling with proportional allocation. The results of the model estimation show that the effects of annual agricultural income, positive outstanding balance, ownership, history of borrowing loans, education level, and production scale on the loan repayment are statistically significant and positive. An increase in the level of these variables reduces the probability of farmers being in a group that default on some part or whole their loans.

Cites

No record.

References

No record.

Cite

APA: Copy

MAHMOODI, ABOLFAZL, & Babazade, Jalil. (2019). Factors Affecting the Working Capital Loans Repayment for Autumn Planting (the Case of Agricultural Bank). JOURNAL OF ECONOMIC RESEARCH AND POLICIES, 26(88 ), 269-295. SID. https://sid.ir/paper/362664/en

Vancouver: Copy

MAHMOODI ABOLFAZL, Babazade Jalil. Factors Affecting the Working Capital Loans Repayment for Autumn Planting (the Case of Agricultural Bank). JOURNAL OF ECONOMIC RESEARCH AND POLICIES[Internet]. 2019;26(88 ):269-295. Available from: https://sid.ir/paper/362664/en

IEEE: Copy

ABOLFAZL MAHMOODI, and Jalil Babazade, “Factors Affecting the Working Capital Loans Repayment for Autumn Planting (the Case of Agricultural Bank),” JOURNAL OF ECONOMIC RESEARCH AND POLICIES, vol. 26, no. 88 , pp. 269–295, 2019, [Online]. Available: https://sid.ir/paper/362664/en

Related Journal Papers