The Future Study of Financial Technology in Iran-Scenario Planning Approach

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Koshesh Kordsholi Reza; Gholami Jamkerani Reza; MALEKI MOHAMMAD HASSAN; FALLAH SHAMS MIRFEYZ

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Journal Paper

Paper Information

Journal: THE JOURNAL OF PLANNING AND BUDGETING Year:2020 | Volume:25 | Issue:3 Page(s): 33-63

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Title

The Future Study of Financial Technology in Iran-Scenario Planning Approach

Author(s)

Koshesh Kordsholi Reza | Gholami Jamkerani Reza | MALEKI MOHAMMAD HASSAN | FALLAH SHAMS MIRFEYZ | Issue Writer Certificate

Keywords

Future StudyQ1

ScenarioQ1

Plausible ScenariosQ1

Financial Services IndustryQ1

Financial TechnologyQ1

Abstract

Financial Technology is the design and delivery of financial products and services through technology, and it is of great importance for industries and business development. The aim of this study is to identify the future of Financial Technology in Iran through the lens of Scenario planning. For data analysis, the Binominal test and EDAS were used. Initially, 15 key drivers were extracted from a systematic review of the literature and interviews with experts. The number of experts in this study was 30 people who answered the questionnaires and expressed their views on the importance of factors in terms of the Likert scale. At this stage, 5 factors were excluded due to the significance coefficient. After screening the unimportant key factors, the key factors were assessed by experts using EDAS, and two drivers of the integration of Financial Technology laws and standards, and the ease of international exchanges manifested as the top priorities for experts. Based on these two drivers, four Scenarios for the future of Financial Technology in Iran can be identified: the paradise of Financial Technology, the world of persecution, the abandoned island, and the hell of Financial Technology. Obviously, the Financial Technology paradise is the most desirable Scenario, and the Financial Technology hell describes the worst.

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APA: Copy

Koshesh Kordsholi, Reza, Gholami Jamkerani, Reza, MALEKI, MOHAMMAD HASSAN, & FALLAH SHAMS, MIRFEYZ. (2020). The Future Study of Financial Technology in Iran-Scenario Planning Approach. THE JOURNAL OF PLANNING AND BUDGETING, 25(3 ), 33-63. SID. https://sid.ir/paper/414790/en

Vancouver: Copy

Koshesh Kordsholi Reza, Gholami Jamkerani Reza, MALEKI MOHAMMAD HASSAN, FALLAH SHAMS MIRFEYZ. The Future Study of Financial Technology in Iran-Scenario Planning Approach. THE JOURNAL OF PLANNING AND BUDGETING[Internet]. 2020;25(3 ):33-63. Available from: https://sid.ir/paper/414790/en

IEEE: Copy

Reza Koshesh Kordsholi, Reza Gholami Jamkerani, MOHAMMAD HASSAN MALEKI, and MIRFEYZ FALLAH SHAMS, “The Future Study of Financial Technology in Iran-Scenario Planning Approach,” THE JOURNAL OF PLANNING AND BUDGETING, vol. 25, no. 3 , pp. 33–63, 2020, [Online]. Available: https://sid.ir/paper/414790/en

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