EXPLORATION OF EFFECTIVE FACTORS ON MICROFINANCE IN IRAN

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MOHAGHEGH NIA MOHAMAD JAVAD; BAVAFA GELYAN ALI AKBARI

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Journal: Journal of Economic Research Year:2017 | Volume:17 | Issue:65 Page(s): 199-222

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Information Journal Paper

Title

EXPLORATION OF EFFECTIVE FACTORS ON MICROFINANCE IN IRAN

Author(s)

MOHAGHEGH NIA MOHAMAD JAVAD | BAVAFA GELYAN ALI AKBARI | Issue Writer Certificate

Keywords

MICROFINANCEQ2

FINANCIAL DEVELOPMENTQ2

POVERTYQ2

ISLAMIC BANKINGQ2

QARD AL- HASANQ2

Abstract

MICROFINANCE programs emerged in mid 1980s. So, MICROFINANCE can be labeled as a new phenomenon. The reason for emergence and rapid development of MICROFINANCE programs can be weakness of former development strategies, especially those of FINANCIAL DEVELOPMENT. In this research by using a three-dimension Delphi query, the important factors affecting MICROFINANCE at Iran have been explored. In the resources side, deposits are composed of Qard al-Hasan, donation, subrogation and saving. In the uses side, the loans are divided into consumption (general consumptions and emergencies) and investing purposes. The institutions active in MICROFINANCE are divided into two groups of banks (commercial banks and financial holdings) and financial institutions (for profit and non-profit). The group lending and solidarity responsibility were underlined at legal-jurisprudence. At the application aspects, emphasis on usage of electronic systems and separate report of loans by their types and contracts is noticeable.

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APA: Copy

MOHAGHEGH NIA, MOHAMAD JAVAD, & BAVAFA GELYAN, ALI AKBARI. (2017). EXPLORATION OF EFFECTIVE FACTORS ON MICROFINANCE IN IRAN. ECONOMIC RESEARCH REVIEW, 17(65 ), 199-222. SID. https://sid.ir/paper/67328/en

Vancouver: Copy

MOHAGHEGH NIA MOHAMAD JAVAD, BAVAFA GELYAN ALI AKBARI. EXPLORATION OF EFFECTIVE FACTORS ON MICROFINANCE IN IRAN. ECONOMIC RESEARCH REVIEW[Internet]. 2017;17(65 ):199-222. Available from: https://sid.ir/paper/67328/en

IEEE: Copy

MOHAMAD JAVAD MOHAGHEGH NIA, and ALI AKBARI BAVAFA GELYAN, “EXPLORATION OF EFFECTIVE FACTORS ON MICROFINANCE IN IRAN,” ECONOMIC RESEARCH REVIEW, vol. 17, no. 65 , pp. 199–222, 2017, [Online]. Available: https://sid.ir/paper/67328/en

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