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Information Journal Paper

Title

Mortgage Protection Policy: New Tools for Impawn

Pages

  201-222

Abstract

 The ineffectiveness of the mortgage regime in our country has led legal writers to introduce alternatives instead of mortgage so that the failure of the mortgage regime partially to be less. One of these methods that still is not prevalent in our country is using of the mortgage protection policy. Ii not listed in the current legislation and not express its provisions; therefore understanding this institution and its provisions can helps to this institution Is more common. mortgage protection policy located between the property insurance and life insurance and There are features of both institutions in this insurance; but this institution has certain characteristics that distinct it from life insurance and close to property insurance. In this insurance the risk of non-payment of loans transferred to the insurer in exchange for the lender is determined as the beneficiary of insurance. In this institution, unlike other life, investment is reduced and the investment is the amount of remaining debt, payment of premium is compulsory and also the beneficiary is irrevocable. Given the effectiveness of this contract in terms of covering the risk of non-repayment of the loan as well as the suitability of this contract for the applicants, it is necessary to amend the rules on banking and loan contracts in order to further extend this contract.

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    • Cite

    APA: Copy

    Khazai, Seyedali, Siahbidi Kermanshahi, Saeed, & Dehnavi, Hadi. (2020). Mortgage Protection Policy: New Tools for Impawn. ISLAMIC LAW RESEARCH JOURNAL, 21(1 (51) ), 201-222. SID. https://sid.ir/paper/956193/en

    Vancouver: Copy

    Khazai Seyedali, Siahbidi Kermanshahi Saeed, Dehnavi Hadi. Mortgage Protection Policy: New Tools for Impawn. ISLAMIC LAW RESEARCH JOURNAL[Internet]. 2020;21(1 (51) ):201-222. Available from: https://sid.ir/paper/956193/en

    IEEE: Copy

    Seyedali Khazai, Saeed Siahbidi Kermanshahi, and Hadi Dehnavi, “Mortgage Protection Policy: New Tools for Impawn,” ISLAMIC LAW RESEARCH JOURNAL, vol. 21, no. 1 (51) , pp. 201–222, 2020, [Online]. Available: https://sid.ir/paper/956193/en

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