Investigating the relationship between financial literacy and mental health with the mediating role of financial stress and financial behavior in second year high school students in Yazd city

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Tabatabaei Seyed Jamalodin; Moeinadin Mahmood; Taftian Akram

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Journal Paper

Paper Information

Journal: TOLOO-E-BEHDASHT Year:2024 | Volume:23 | Issue:1 Page(s): 98-108

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Information Journal Paper

Title

Investigating the relationship between financial literacy and mental health with the mediating role of financial stress and financial behavior in second year high school students in Yazd city

Author(s)

Tabatabaei Seyed Jamalodin | Moeinadin Mahmood | Taftian Akram | Issue Writer Certificate

Keywords

students’ financial literacyQ4

students’ mental healthQ4

students’ financial stressQ4

students’ financial behaviorQ4

Abstract

2Introduction: Financial literacy affects physical and mental health, and a person acquires enough skills to participate in economic fields. This study investigated the relationship between financial literacy and mental health with the mediating role of financial stress and financial behavior in senior high students in Yazd city. method: The method of data collection is field- and library-based. It is also considered to be a survey in terms of strategy and descriptive in terms of goals. The statistical population included all the senior-high students in Yazd city in 2023. Using Cochran's formula, 384 people were selected, and the questionnaire of Parsia and Stimo (2022) was randomly distributed among them, and the data were analyzed through structural equation modeling Findings: According to the findings of this research, financial literacy leads to the improvement of financial behavior and plays a significant role in creating correct financial behavior; on the other hand, increasing financial literacy can improve mental health, and there is an inverse relationship between financial literacy and financial stress. Finally, financial literacy can lead to mental health of students by influencing their financial behavior, positive financial behavior will lead to financial satisfaction, and financial literacy will improve the mental health of senior-high students by reducing their amount of financial stress. Conclusion: Since financial literacy training has a significant effect on mental health, improving financial behavior and reducing stress, therefore, improves financial literacy in students and will reduce their anxiety.

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