SURVEY ON SOLUTIONS OF REPLACEMENT FOR DELAY PAYMENT PENALTY IN IRANIAN BANKING

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NAZARPOUR MOHAMMAD NAGHI; MOLLAKARIMI FERESHTEH; MEHRABI LEYLA

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Paper Information

Journal: JOURNAL OF APPLIED ECONOMICS STUDIES IN IRAN Year:2016 | Volume:5 | Issue:19 Page(s): 241-267

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Information Journal Paper

Title

SURVEY ON SOLUTIONS OF REPLACEMENT FOR DELAY PAYMENT PENALTY IN IRANIAN BANKING

Author(s)

NAZARPOUR MOHAMMAD NAGHI | MOLLAKARIMI FERESHTEH | MEHRABI LEYLA | Issue Writer Certificate

Keywords

PENALTY CLAUSEQ1

DELAYED PAYMENT PENALTYQ1

FINANCIAL TA'ZIRQ2

MSALAHAQ1

Abstract

One of the essential requirements for the banking system is receiving timely payments from applicants because the banks to create their own commitment based on the amount and maturity of their claims. Certainly any disruption repayment facility cause an inability to return depositors, discredit and bankruptcy of banks and institutions, increasing prudential reserves, reducing the facility's capacity to grant loans and ultimately reduce banks and institutions efficiency.Banking system use different ways to ensure timely receipt of claims. One important aspect of this method of obtaining commitment is based on the stipulation. Offering the replacement for delay penalty payment in Iranian banking are necessary because of amount of nonpayment Loan and existing deficiencies in this alternative.The article is going ahead with the use of analytical and descriptive with the experiences of other countries and the questions from Figh Scholars to investigate this hypothesis that the strategy aims to increase the interest rate deals in the beginning of the contract and pay the discount while repayment is timely on contract funds is a good alternative for late penalties on late payments as a stipulation.

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APA: Copy

NAZARPOUR, MOHAMMAD NAGHI, MOLLAKARIMI, FERESHTEH, & MEHRABI, LEYLA. (2016). SURVEY ON SOLUTIONS OF REPLACEMENT FOR DELAY PAYMENT PENALTY IN IRANIAN BANKING. JOURNAL OF APPLIED ECONOMICS STUDIES IN IRAN, 5(19 ), 241-267. SID. https://sid.ir/paper/226449/en

Vancouver: Copy

NAZARPOUR MOHAMMAD NAGHI, MOLLAKARIMI FERESHTEH, MEHRABI LEYLA. SURVEY ON SOLUTIONS OF REPLACEMENT FOR DELAY PAYMENT PENALTY IN IRANIAN BANKING. JOURNAL OF APPLIED ECONOMICS STUDIES IN IRAN[Internet]. 2016;5(19 ):241-267. Available from: https://sid.ir/paper/226449/en

IEEE: Copy

MOHAMMAD NAGHI NAZARPOUR, FERESHTEH MOLLAKARIMI, and LEYLA MEHRABI, “SURVEY ON SOLUTIONS OF REPLACEMENT FOR DELAY PAYMENT PENALTY IN IRANIAN BANKING,” JOURNAL OF APPLIED ECONOMICS STUDIES IN IRAN, vol. 5, no. 19 , pp. 241–267, 2016, [Online]. Available: https://sid.ir/paper/226449/en

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