THE MERGING AND THE EFFICIENCY OF BANKING INDUSTRY IN IRAN

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SHAHRESTANI HAMID; GHOBADI SOGHRA

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Journal: Financial Economics Year:2009 | Volume:2 | Issue:5 Page(s): 103-120

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Title

THE MERGING AND THE EFFICIENCY OF BANKING INDUSTRY IN IRAN

Author(s)

SHAHRESTANI HAMID | GHOBADI SOGHRA | Issue Writer Certificate

Keywords

EFFICIENCYQ2

DATA ENVELOPMENT ANALYSIS & STOCHASTIC FRONTIER ANALYSISQ3

LINEAR PLANNINGQ2

RANDOM FRONTIER ANALYSIS AND COMPETITIONQ3

Abstract

The main goal of this paper is to identify the factors affecting the EFFICIENCY of banking industry in Iran. Towards this ends, two methods namely, Data Envelopment Analysis (DEA) and Stochastic Frontier Analysis (SFA) have been employed to investigate the issue in detail. The data needed for this study covers the period of 2001 to 2005 and are compiled from balance sheets of commercial banks, specialized banks and also from private banks.The results obtained by the application of DEA method indicate that in terms of economic, allocation, and technical consideration, the average EFFICIENCY of banking sectors has been in the order of 56%, 77% and 72%, respectively. In the SFA method, the overall average EFFICIENCY of banking system is estimated to be around 34%.the results of our model and its coefficient estimates indicate that the EFFICIENCY of banking industry is inversely related to the size of the banks, its overall assets and concentration index while factors such as number of bank branches, its skilled and educated labor force, loan to asset ratio, ratio of credit risk to asset, and e-banking index have a positive impact on EFFICIENCY index of banking industry.Promotion of EFFICIENCY in the banking sectors can be ensured only when the non viable banks are taking over by acquisition or merging practices.

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APA: Copy

SHAHRESTANI, HAMID, & GHOBADI, SOGHRA. (2009). THE MERGING AND THE EFFICIENCY OF BANKING INDUSTRY IN IRAN. JOURNAL OF FINANCIAL ECONOMICS (FINANCIAL ECONOMICS AND DEVELOPMENT), 2(5), 103-120. SID. https://sid.ir/paper/229242/en

Vancouver: Copy

SHAHRESTANI HAMID, GHOBADI SOGHRA. THE MERGING AND THE EFFICIENCY OF BANKING INDUSTRY IN IRAN. JOURNAL OF FINANCIAL ECONOMICS (FINANCIAL ECONOMICS AND DEVELOPMENT)[Internet]. 2009;2(5):103-120. Available from: https://sid.ir/paper/229242/en

IEEE: Copy

HAMID SHAHRESTANI, and SOGHRA GHOBADI, “THE MERGING AND THE EFFICIENCY OF BANKING INDUSTRY IN IRAN,” JOURNAL OF FINANCIAL ECONOMICS (FINANCIAL ECONOMICS AND DEVELOPMENT), vol. 2, no. 5, pp. 103–120, 2009, [Online]. Available: https://sid.ir/paper/229242/en

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