AN APPROACH TO THE ELECTRONIC CHECK USING THE IRAN CHECK PAYMENT SYSTEM ANALYSIS

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NASSIRI MOFAKHAM F.; NEMATBAKHSH M.A.; BARAANI DASTJERDI A.

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Journal: Iranian Journal of Trade Studies Year:2004 | Volume:8 | Issue:32 Page(s): 3-3

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Title

AN APPROACH TO THE ELECTRONIC CHECK USING THE IRAN CHECK PAYMENT SYSTEM ANALYSIS

Author(s)

NASSIRI MOFAKHAM F. | NEMATBAKHSH M.A. | BARAANI DASTJERDI A. | Issue Writer Certificate

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Abstract

Among commercial documents, paper check is the second largest payment instrument in Iran. Due to inherent complexity, poor security and high processing expenses of the paper check, an electronic check model which is in compliance with Iranian banking services and check law is presented. The iPay-eCheck system, we present in this paper, covers electronic cycle among payer, payee, payees bank and payers bank using the Internet, a domestic interbank switch and RTGS. We included a new Factor Company role to the model of FSTC and MANDATE eCheck systems for situations such as insufficient funds in the payers account. We also considered one user key pair and many account key pairs. With these key pairs, a user can have one signature for her/his membership in the bank, and a signature for each account which she/he has in the bank. Moreover, we assumed two different services, one for checking account holders to issue, receive and deposit eChecks, and the other for all other account holders just only to receive and deposit eChecks

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APA: Copy

NASSIRI MOFAKHAM, F., NEMATBAKHSH, M.A., & BARAANI DASTJERDI, A.. (2004). AN APPROACH TO THE ELECTRONIC CHECK USING THE IRAN CHECK PAYMENT SYSTEM ANALYSIS. IRANIAN JOURNAL OF TRADE STUDIES (IJTS), 8(32), 3-3. SID. https://sid.ir/paper/360686/en

Vancouver: Copy

NASSIRI MOFAKHAM F., NEMATBAKHSH M.A., BARAANI DASTJERDI A.. AN APPROACH TO THE ELECTRONIC CHECK USING THE IRAN CHECK PAYMENT SYSTEM ANALYSIS. IRANIAN JOURNAL OF TRADE STUDIES (IJTS)[Internet]. 2004;8(32):3-3. Available from: https://sid.ir/paper/360686/en

IEEE: Copy

F. NASSIRI MOFAKHAM, M.A. NEMATBAKHSH, and A. BARAANI DASTJERDI, “AN APPROACH TO THE ELECTRONIC CHECK USING THE IRAN CHECK PAYMENT SYSTEM ANALYSIS,” IRANIAN JOURNAL OF TRADE STUDIES (IJTS), vol. 8, no. 32, pp. 3–3, 2004, [Online]. Available: https://sid.ir/paper/360686/en

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