Design of a Rating System in Banking Supervision in the Banking Network: CAMELS Approach

Q: How can I download an article?

To download an article from SID, first log in to the site, search for the article title, and click on the 'Download Article' option.

Q: How can I download an ISI article?

To download an ISI article on SID, enter the keyword or article title in the search bar, view the relevant results, click on the desired article, and select the 'Download Article' option.

Q: How can I access the SID database?

To access the SID database, visit SID.ir, create an account, and log in to access scientific resources.

Q: Is downloading articles from SID free?

Some articles on SID are available for free, while others require payment. Details are specified on the article's page.

AHMADYAN AZAM

مرکز اطلاعات علمی Scientific Information Database (SID) - Trusted Source for Research and Academic Resources

Journal Paper

Paper Information

Journal: Journal of Economic Research and Policies Year:2018 | Volume:26 | Issue:85 Page(s): 7-31

Download Full-Text

Persian Verion

View:

803

Download:

Cites:

Information Journal Paper

Title

Design of a Rating System in Banking Supervision in the Banking Network: CAMELS Approach

Author(s)

AHMADYAN AZAM | Issue Writer Certificate

Keywords

Supervision ratingQ1

CAMELSQ1

Risk managementQ2

Abstract

Innovations and deregulations in the banking sector have led to bank’ s operation tends to be more complicated and riskier than what it was in the past. This has created some challenges in supervision on banking performance. To overcome these challenges, the supervisors use new methods and instruments which CAMELS rating system is one of them. In this paper, by applying CAMELS, the supervisory rating system is designed for Iranian banking network. For this purpose, the banks’ financial statements are used for the period of 1385-1394. In addition to the supervisory rating for each bank, this paper addresses the most important factors that affect the rating. The results show that the CAMELS rating system can give an accurate and consistent bank rating that is respect to the bank's financial condition and performance. This can identify the risks and risky banks. So it can help to reduce effects of unexpected shocks and improve the resource allocation. According to the results, the central bank should offer some recommendations and tips to control and manage the risks of risky banks. Also, the central bank should decide about restructuring, merging or liquidate of risky banks.

Cites

No record.

References

No record.

Cite

APA: Copy

AHMADYAN, AZAM. (2018). Design of a Rating System in Banking Supervision in the Banking Network: CAMELS Approach. JOURNAL OF ECONOMIC RESEARCH AND POLICIES, 26(85 ), 7-31. SID. https://sid.ir/paper/362651/en

Vancouver: Copy

AHMADYAN AZAM. Design of a Rating System in Banking Supervision in the Banking Network: CAMELS Approach. JOURNAL OF ECONOMIC RESEARCH AND POLICIES[Internet]. 2018;26(85 ):7-31. Available from: https://sid.ir/paper/362651/en

IEEE: Copy

AZAM AHMADYAN, “Design of a Rating System in Banking Supervision in the Banking Network: CAMELS Approach,” JOURNAL OF ECONOMIC RESEARCH AND POLICIES, vol. 26, no. 85 , pp. 7–31, 2018, [Online]. Available: https://sid.ir/paper/362651/en

Related Journal Papers