ESTIMATING DEMAND FUNCTION FOR SUPPLEMENTARY HEALTH INSURANCE CASE STUDY: IRAN INSURANCE CORPORATION

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HADIAN M.; GHADERI H.; MOEINI M.

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Journal: JOURNAL OF SUSTAINABLE GROWTH AND DEVELOPMENT (THE ECONOMIC RESEARCH) Year:2007 | Volume:6 | Issue:4 Page(s): 67-82

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Title

ESTIMATING DEMAND FUNCTION FOR SUPPLEMENTARY HEALTH INSURANCE CASE STUDY: IRAN INSURANCE CORPORATION

Author(s)

HADIAN M. | GHADERI H. | MOEINI M. | Issue Writer Certificate

Keywords

SUPPLEMENTARY HEALTH INSURANCEQ3

HEALTH INSURANCE DEMANDQ3

PANEL DATA TECHNIQUEQ3

RANDOM EFFECT MODELQ3

Abstract

SUPPLEMENTARY HEALTH INSURANCE, a newly-founded field in insurance industry in Iran can not cover the expensive treatment costs of patients. PANEL DATA TECHNIQUE and random effects model have been used in this research to analyze the effective factors on SUPPLEMENTARY HEALTH INSURANCE demand via a case study of Iran Insurance Corporation in selected 24 provinces. Based on the received results of Hausman test and Lagrange multiplier test, respectively the estimation consistence on random effects model and existence of random effects was confirmed. According to the result of demand function estimation on this model between1996 - 2003, per capita income, expected care expenditure, and expected inflation rate are the most crucial in demand of such insurance policies. Income elasticity and expected health expenditure elasticity of demand function have been estimated, 0.08 %0 and 2 %, respectively, confirming the low elasticity of SUPPLEMENTARY HEALTH INSURANCE demand due to these variables. Demand elasticity of such insurance policies has been calculated 1.8 % to the expected inflation rate and therefore, implies the demand elasticity due to the above-mentioned variable.

Cites

THE INFLUENCE OF ECONOMIC FACTORS ON SUPPLEMENTARY HEALTH INSURANCE

References

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APA: Copy

HADIAN, M., GHADERI, H., & MOEINI, M.. (2007). ESTIMATING DEMAND FUNCTION FOR SUPPLEMENTARY HEALTH INSURANCE CASE STUDY: IRAN INSURANCE CORPORATION. JOURNAL OF SUSTAINABLE GROWTH AND DEVELOPMENT (THE ECONOMIC RESEARCH), 6(4), 67-82. SID. https://sid.ir/paper/86645/en

Vancouver: Copy

HADIAN M., GHADERI H., MOEINI M.. ESTIMATING DEMAND FUNCTION FOR SUPPLEMENTARY HEALTH INSURANCE CASE STUDY: IRAN INSURANCE CORPORATION. JOURNAL OF SUSTAINABLE GROWTH AND DEVELOPMENT (THE ECONOMIC RESEARCH)[Internet]. 2007;6(4):67-82. Available from: https://sid.ir/paper/86645/en

IEEE: Copy

M. HADIAN, H. GHADERI, and M. MOEINI, “ESTIMATING DEMAND FUNCTION FOR SUPPLEMENTARY HEALTH INSURANCE CASE STUDY: IRAN INSURANCE CORPORATION,” JOURNAL OF SUSTAINABLE GROWTH AND DEVELOPMENT (THE ECONOMIC RESEARCH), vol. 6, no. 4, pp. 67–82, 2007, [Online]. Available: https://sid.ir/paper/86645/en

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