THE POSITION OF QURD UL HASANEH IN IRAN ISLAMIC BANKING

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ARAB MAZAR ABBAS; KEIGHOBADI SAEID

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Journal: EGHTESAD-E ISLAMI Year:2006 | Volume:6 | Issue:22 Page(s): 13-46

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Title

THE POSITION OF QURD UL HASANEH IN IRAN ISLAMIC BANKING

Author(s)

ARAB MAZAR ABBAS | KEIGHOBADI SAEID | Issue Writer Certificate

Keywords

QURD UL HASANEH CONTRACTQ3

NON INTEREST BANKING OPERATION LAWQ3

SAVING QURD UL HASANEH DEPOSITQ3

QURD UL HASANEH FACILITIESQ3

QURD UL HASANEH FUNDSQ3

Abstract

Qurd ul Hasaneh is one of the methods of financing, emphasized in Islam, especially for fulfilling of Moslems, necessary needs. By enacting of the interest free banking operations Law, Qurd ul Hassaneh has been utilized as one of the ways of mobilizing in and allocation of resources. Nowadays, after passing more than 20 years of executing of mentioned Law, there is an appropriate opportunity for analyzing The QURD UL HASANEH CONTRACT' s function and recognizing the banking system's weaknesses and strengths for its better execution.During This period, The share of SAVING QURD UL HASANEH DEPOSITs from total deposits gradually decreased from %25 and has been fixed about %10 during recent years; its cause can be mainly sought in continued reduction of real value of Bank Deposits due to inflation and people inclination to deposit in long - run investment account for the sake of profit. on The other hand, The share of QURD UL HASANEH FACILITIES in total Banking facilities was %6 on the average. In clearer words, during the surveyed period, banking system, considering Legal reserve, has paid about %60 of Qurd ul Hassaneh deposits as Qurd ul Hassaneh facilities.Another cause of reduction of SAVING QURD UL HASANEH DEPOSITs share in banking system is booming of QURD UL HASANEH FUNDS so that these funds have succeeded to mobilize %60 of the value of Qurd ul Hasaneh deposits in banking system.

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APA: Copy

ARAB MAZAR, ABBAS, & KEIGHOBADI, SAEID. (2006). THE POSITION OF QURD UL HASANEH IN IRAN ISLAMIC BANKING. EGHTESAD-E ISLAMI, 6(22), 13-46. SID. https://sid.ir/paper/99788/en

Vancouver: Copy

ARAB MAZAR ABBAS, KEIGHOBADI SAEID. THE POSITION OF QURD UL HASANEH IN IRAN ISLAMIC BANKING. EGHTESAD-E ISLAMI[Internet]. 2006;6(22):13-46. Available from: https://sid.ir/paper/99788/en

IEEE: Copy

ABBAS ARAB MAZAR, and SAEID KEIGHOBADI, “THE POSITION OF QURD UL HASANEH IN IRAN ISLAMIC BANKING,” EGHTESAD-E ISLAMI, vol. 6, no. 22, pp. 13–46, 2006, [Online]. Available: https://sid.ir/paper/99788/en

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